As we head into the final stretch of 2024, we wanted to share insights into the current state of the U.S. economy and markets, discussing where we are and where probabilities lie going forward.

In this blog post, we'll explore the intricacies of municipal debt, shedding light on the differences between General Obligation Bonds (GO Bonds) and Revenue Bonds.

In this blog post, we'll dive into the mechanics of how mortgage rates are calculated, explore the factors that influence them, and journey through the last three decades of mortgage rate trends.

In the dynamic realm of options trading, the allure of zero days til expiration options adds a layer of complexity and excitement. In this blog post, we'll unravel the mystery behind these options, explore their impact on the volatility of the S&P 500, delve into why investors are drawn to them, and unveil the entities responsible for creating these intriguing financial instruments.

The stock market, a dynamic and ever-changing entity, has experienced its fair share of ups and downs throughout the decades. In this blog post, we'll take a retrospective journey through the past 40 years, exploring the instances when the stock market hit limit downs, the impact on investors, and the lessons learned from these tumultuous episodes.

Imagine the stock market as a kaleidoscope. Every twist and turn of the price, every surge and dip, reflects the complex interplay of millions of decisions by individual investors. But within this apparent randomness, there's a hidden order, a mesmerizing geometry known as fractals.